Medical Benefits
All reasonable and necessary medical treatment for work-related injuries — doctor visits, hospital stays, surgery, physical therapy, and prescription medications.
Workers' Compensation Coverage
Comprehensive WC coverage in all 50 states, backed by admitted carriers and powered by the WCW technology platform. Every benefit your employees need. Every protection your business requires.
What's Covered
Lost Wage Replacement
Temporary total disability (TTD) and temporary partial disability (TPD) benefits to replace wages when an injured worker cannot return to work.
Permanent Disability
Permanent partial disability (PPD) and permanent total disability (PTD) benefits for workers with lasting impairments from workplace injuries.
Employer's Liability
Protection against lawsuits from employees or their families alleging employer negligence beyond the workers' comp system.
Death Benefits
Survivor benefits including funeral expenses and ongoing income replacement for dependents of workers killed in workplace accidents.
Vocational Rehabilitation
Job retraining and vocational services to help injured workers return to productive employment when they cannot return to their prior position.
The WCW Coverage Advantage
WCW coverage isn't just a policy — it's a complete workers' comp management system. The same coverage your competitors have, plus the technology and support to actually control your costs.
Admitted carrier coverage in all 50 states
Competitive rates for high-risk classes
Dedicated claims management support
Real-time EMOD tracking and forecasting
Annual coverage review and optimization
Direct access to your service team 365 days/year
All 50 States
Admitted coverage wherever your business operates
EMOD Reduction
Proven track record of lowering experience mods
Dedicated Team
Your own WCW service team assigned at binding
Instant Certificates
Generate WC certificates 24/7 through the client portal
WCW Specialty Class Codes
WCW has deep expertise in these 10 high-claims class codes — delivering better rates and better outcomes than any standard market.